Buying USDT with Wise (TransferWise) is one of the most searched topics for crypto traders who want speed and convenience. In this 2025 guide, we analyze whether you can buy Tether directly with Wise (TransferWise), the associated fees, and the safest platforms to use.
Can I Buy USDT with Wise (TransferWise)?
Great for international transfers with low fees. But does it support crypto? The answer depends on your location and platform. Generally, direct purchases might be restricted, so P2P (Peer-to-Peer) markets are often the best route.
Pros and Cons of Using Wise (TransferWise)
- Pros: Real exchange rate, Low fees
- Cons: Strict anti-crypto policy (use P2P)
Step-by-Step Guide
- Choose a Platform: We recommend Bybit P2P or Binance P2P as they have high liquidity for Wise (TransferWise).
- Filter Ads: Go to the P2P section and select ‘USDT’ as the asset and ‘Wise (TransferWise)’ as the payment method.
- Select a Merchant: Look for a verified merchant with a high completion rate (>95%).
- Trade: Enter the amount, confirm the trade, and send funds via your Wise (TransferWise) account.
- Release: Once the seller confirms receipt, the USDT will be released to your wallet.
Fee Breakdown
| Fee Type | Cost |
|---|---|
| Wise (TransferWise) Transfer Fee | Low |
| P2P Platform Fee | Usually 0% for takers |
| Exchange Rate Spread | Varies (1-5%) |
Risk Assessment: Low
Using Wise (TransferWise) carries a Low risk level. Always ensure you are trading on a reputable escrow platform to avoid scams.
