Looking for the best USDT interest rates? Poloniex offers an APY of Variable for holding Tether. In this 2025 review, we analyze if Poloniex is safe, how the yield is generated, and the risks involved.
Quick Stats: Poloniex Earn
- APY: Variable
- Lock-up Period: Flexible
- Risk Level: High
- Verdict: Legacy exchange.
Is Poloniex Safe for USDT Staking?
Yield comes with risk. Poloniex is a CEX platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: High risk. Only invest what you can lose.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (Variable) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Poloniex.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the Flexible product.

