Looking for the best USDT interest rates? PancakeSwap offers an APY of 10-40% (LP) for holding Tether. In this 2025 review, we analyze if PancakeSwap is safe, how the yield is generated, and the risks involved.
Quick Stats: PancakeSwap Earn
- APY: 10-40% (LP)
- Lock-up Period: None
- Risk Level: Medium-High
- Verdict: Yield farming on BSC.
Is PancakeSwap Safe for USDT Staking?
Yield comes with risk. PancakeSwap is a DeFi (BSC) platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: Medium-High risk. Only invest what you can lose.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (10-40% (LP)) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to PancakeSwap.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the None product.

