Looking for the best USDT interest rates? Huobi (HTX) offers an APY of 5-15% for holding Tether. In this 2025 review, we analyze if Huobi (HTX) is safe, how the yield is generated, and the risks involved.
Quick Stats: Huobi (HTX) Earn
- APY: 5-15%
- Lock-up Period: Fixed
- Risk Level: High
- Verdict: Aggressive marketing, offshore.
Is Huobi (HTX) Safe for USDT Staking?
Yield comes with risk. Huobi (HTX) is a CEX platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: High risk. Only invest what you can lose.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (5-15%) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Huobi (HTX).
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the Fixed product.

