Looking for the best USDT interest rates? Alpaca Finance offers an APY of High for holding Tether. In this 2025 review, we analyze if Alpaca Finance is safe, how the yield is generated, and the risks involved.
Quick Stats: Alpaca Finance Earn
- APY: High
- Lock-up Period: None
- Risk Level: High
- Verdict: Leveraged yield farming.
Is Alpaca Finance Safe for USDT Staking?
Yield comes with risk. Alpaca Finance is a DeFi platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: High risk. Only invest what you can lose.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (High) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Alpaca Finance.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the None product.
