Looking for the best USDT interest rates? Aave (v3) offers an APY of 3-5% for holding Tether. In this 2025 review, we analyze if Aave (v3) is safe, how the yield is generated, and the risks involved.
Quick Stats: Aave (v3) Earn
- APY: 3-5%
- Lock-up Period: None
- Risk Level: Low (Code)
- Verdict: Largest DeFi lender by TVL.
Is Aave (v3) Safe for USDT Staking?
Yield comes with risk. Aave (v3) is a DeFi platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: Low (Code) risk. Generally considered safe for diversification.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (3-5%) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Aave (v3).
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the None product.
