Looking for the best USDT interest rates? Orca offers an APY of Variable for holding Tether. In this 2025 review, we analyze if Orca is safe, how the yield is generated, and the risks involved.
Quick Stats: Orca Earn
- APY: Variable
- Lock-up Period: None
- Risk Level: Medium
- Verdict: User-friendly Solana DEX.
Is Orca Safe for USDT Staking?
Yield comes with risk. Orca is a DeFi (Solana) platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: Medium risk. Generally considered safe for diversification.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (Variable) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Orca.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the None product.

