Looking for the best USDT interest rates? Gemini Earn offers an APY of Paused for holding Tether. In this 2025 review, we analyze if Gemini Earn is safe, how the yield is generated, and the risks involved.
Quick Stats: Gemini Earn Earn
- APY: Paused
- Lock-up Period: Locked
- Risk Level: High
- Verdict: Currently facing legal issues (Genesis).
Is Gemini Earn Safe for USDT Staking?
Yield comes with risk. Gemini Earn is a CEX platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: High risk. Only invest what you can lose.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (Paused) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Gemini Earn.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the Locked product.

