Looking for the best USDT interest rates? Bybit Savings offers an APY of 5-8% for holding Tether. In this 2025 review, we analyze if Bybit Savings is safe, how the yield is generated, and the risks involved.
Quick Stats: Bybit Savings Earn
- APY: 5-8%
- Lock-up Period: Flexible
- Risk Level: Medium
- Verdict: Known for derivative trading, solid yield.
Is Bybit Savings Safe for USDT Staking?
Yield comes with risk. Bybit Savings is a CEX platform.
- If it’s a CEX/CeFi: You trust them not to go bankrupt (like Celsius).
- If it’s DeFi: You trust the code not to be hacked.
Our Take: Medium risk. Generally considered safe for diversification.
Potential Earnings Calculator (1 Year)
| Deposit | Est. Interest (5-8%) | Total Balance |
|---|---|---|
| $1,000 | ~$50-$100 | ~$1,050-$1,100 |
| $10,000 | ~$500-$1,000 | ~$10,500-$11,000 |
How to Start Earning
- Create an account / Connect wallet to Bybit Savings.
- Deposit USDT (TRC20/ERC20).
- Navigate to the “Earn” or “Lending” section.
- Subscribe to the Flexible product.
